Ever thought of promoting credit repair affiliate programs?

This niche is quite lucrative, as the average American is concerned about their credit score, and credit repair companies are going to be around pretty long.

The total consumer debt of the US reached $14.3 trillion this year. This debt includes mortgage debt, car loan debt, credit card debt, and student loans among others.

Although consumer spending in the US dropped as a result of the corona pandemic, it has picked up again in September.

There is a big opportunity here to make money, and at the same time, provide a solution to the financial problems of many people.

Credit card repair programs can help your audience, by disputing the negative mark on their credit card scores, adding positive payment histories, and providing a way to avoid future debt problems.

Without further ado, let’s dive right into the best credit repair affiliate programs you can start promoting today.

MyFICO Credit Repair Affiliate Program

  • Commission: $5 – $100
  • Cookie duration: 30 days
  • Join here

MyFICO is the consumer division of the company that created the popular FICO credit scores – the one used by lenders.

They have been around since 1980, helping people with their financial health, and providing vital information on what credit health is, and how to protect it.

They provide credit reports from three bureaus, and you can review these reports side-by-side.

As an affiliate with MyFICO, you earn a commission for every person that signs up with your link, for any of the subscription plans. You can earn from $5 to $100 per sale.

The company uses ShareASale as its affiliate network, so you get paid through them.

Lexington Law Credit Repair Affiliate Program

  • Commission: up to $65
  • Cookie duration: 30 days
  • Join here

Lexignton Law has been around since 1991 and is one of the most trusted companies in credit repair.

They are experienced in spotting and resolving inaccuracies in your credit report, which may create difficulties in getting approval for a mortgage or other assets.

These issues can have ruin your credit score.

As an affiliate with Lexington Law, you can earn up to $65 in commission for every successful lead. The best part is they have a claim of a 40% conversion rate, so you are sure of earning good money here.

National Debt Relief Affiliate Program

  • Commission: $27.50 per lead, $41 per sign up
  • Cookie duration: 60 days
  • Join here

National Debt Relief negotiates with your creditors to see how you can affordably pay your debt, and as quickly as possible. They can reduce your debt load by as much as 50%.

The negotiation is made so you can pay up your debt in a single lump sum in 24-48 months.

For affiliates, there are various ways you can earn. You earn a flat commission of $27.50 for every referral who requests a free quote and $41 if they sign up for their service. You can also earn a 12% override commission on affiliates you refer.

Go to our affiliate programs page for more program reviews.


DisputeBee Credit Repair Affiliate Program

  • Commission: 35%
  • Cookie duration: unknown
  • Join here

DisputeBee takes credit repair to a new level by automating the whole process with their credit repair software.

All you have to do is to input a credit report, and DisputeBee will automatically generate dispute letters on erroneous items which you can mail to credit bureaus. This will eventually lead to a higher credit score.

This is very useful for those that want to repair their credit themselves.

As an affiliate, DisputeBee pays you 35% commission on every individual or professional body you refer.

Experian Credit Repair Affiliate Program

  • Commission: up to $20
  • Cookie duration: 10 days
  • Join here

Experian is one of the oldest credit reporting companies. They have been around for more than a century, and provide quality services on credit repair.

Most creditors use Experian when calculating credit scores. They also help customers to resolve negative items on their credit report, as well as monitoring to prevent identity theft.

Experian also provides a free service called ‘Experian Boost’, which gives you credit to pay for utility bills. This service can also improve your FICO score.

As an affiliate, you can earn up to $20 for any referral that signs up. Be careful not to promote some free trail services though, as you don’t earn commission on them.

Credit Firm Credit Repair Affiliate Program

  • Commission: $20
  • Cookie duration: 180 days
  • Join here

Credit firm has been around since 1997, and help customers resolve negative items on their credit report.

Unlike other credit repair companies, they use attorneys to ensure every item on your credit report is valid and correct. Resolving these items leads to a higher FICO score.

Affiliates earn up a flat rate of $20 per sale or roughly 40% on their $49.99 credit repair package.

TransUnion Credit Repair Affiliate Program

  • Commission: CA$60
  • Cookie duration: 45 days
  • Join here

TransUnion moved into credit reporting in 1960 and is the first company to digitize the credit report system.

They are one of the biggest 3 credit reporting companies and have the expertise to increase your credit score.

They use CJ affiliate and pay 60 CAD per sale, which is around $44.

The best part is that they are in over 30 countries including the US and Canada, so you have a larger market to promote.

Credit RX America Affiliate Program

  • Commission: 15%
  • Cookie duration: unknown
  • Join here

Credit RX America offers a fast credit removal service within 30 days with a 100% guarantee of satisfaction.

They remove the negative items on your credit report with three simple steps, no hassles.

The best thing about Credit RX America is that you don’t pay upfront fees. According to them, until they give you results, they don’t get paid. Plus you get a free credit audit too!

Affiliates earn 15% in commission for every sale, and with their unique guarantee, your commission can pile up quickly.

CuraDebt Credit Repair Affiliate Program

  • Commission: $30 per lead
  • Cookie duration: unlimited
  • Join here

CuraDebt provides customers with many options to resolve their debt. Customers can choose to renegotiate with creditors, consolidate their payments, or work towards a debt settlement.

They have helped over 200,000 people since 2000 pay off their debt easily and faster using legal debt relief options.

There is no obligation attached to their free consultation, so visitors don’t have to buy anything unless they want to.

You earn $30 per lead as an affiliate, 10% from referring other affiliates, and there are other options for you to earn more.

Credit Rent Boost Affiliate Program

  • Commission: 10%
  • Cookie duration: unknown
  • Join here

Did you know people can increase their credit score by reporting rental history? This is what Credit Rent Boost does.

With as little as $2.50 to $4 monthly, you can report on past and ongoing rental history up to the last 2 years, and increase credit score 30 – 100 points.

As an affiliate, you earn a 10% commission on every sale you generate.

Identity IQ Credit Repair Affiliate Program

  • Commission: $35
  • Cookie duration: 30 days
  • Join here

Identity theft is one way that can ruin your credit score. Hackers may use your personal details

to open various lines of credit, which will affect your FICO score

With Identity IQ, you don’t have to worry about this, as they protect against identity theft and provide real-time credit reporting.

They constantly monitor applications made in your name and other data breaches.

Awin runs Identity IQ’s affiliate program and pays $35 in commission for every sale generated.

The Credit Repair Agents Affiliate Program

  • Commission: up to $50
  • Cookie duration: unknown
  • Join here

Credit Repair Agents are more aggressive in resolving negative items on your credit report, as they have a short duration of resolving time.

They work with the leading three credit reporting companies; TransUnion, Experian, and Equifax to increase your credit score quickly.

They operate a 5-tier commission structure, and affiliate marketers can earn up to $50 on tier one referrals.

Wrapping Up

Who would have thought that money can be earned from helping people solve their debt problems?

With credit repair affiliate programs, it is possible.

Credit repair services are getting very popular, as people are always searching for ways to clear their debt. This is where you come in as an affiliate marketer.

Credit repair affiliate programs pay well and are always in demand. With many people experiencing financial issues in their lives it is an evergreen niche that will never be saturated.